Terms and Conditions

Effective Date: 11/18/2025

Owner: Angelica M. Lazo — Faith & Six Figures™

1. Introduction

Welcome to this website operated by Angelica M. Lazo. By accessing or purchasing through this website, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use immediately.

2. Amazon KDP Books

All Faith & Six Figures™ devotionals sold through Amazon are printed and fulfilled by Amazon Kindle Direct Publishing (KDP).

This means:

- Shipping, printing, and delivery are handled by Amazon.

- All returns must be processed through Amazon’s return policies.

- The author does not provide direct refunds or replacements.

3. Intellectual Property Rights

All content—including books, devotionals, text, templates, digital products, worksheets, graphics, branding, and course materials—is the exclusive property of Angelica M. Lazo.

You agree not to:

- reproduce

- copy

- distribute

- sell

- share

- republish

- claim ownership

…of any part of this website or purchased material without written permission.

Violations will result in copyright action.

4. Personal Use License

All digital products and books include a single-user personal license.

Content may not be used inside:

- paid programs

- coaching containers

- memberships

- business courses

- workshops

- corporate training

…unless you obtain a separate commercial license.

5. Payments

All payments are final unless otherwise stated. Digital products are non-refundable due to instant access.

6. Product Availability

We reserve the right to update, modify, or discontinue any product or service at any time without notice.

7. No Guarantees

Content, books, devotionals, and coaching programs are for educational and spiritual guidance only.

No guarantees are made regarding:

- job placement

- income results

- six-figure salaries

- promotions

- spiritual outcomes

- career opportunities

Your results depend on your own effort, experience, and alignment with God’s timing.

8. Limitation of Liability

By using this site or purchasing any product, you agree that the owner is not liable for:

- damages

- losses

- delays

- missed opportunities

- or outcomes related to your career or business decisions

Use all information at your own discretion.

9. Changes to Terms

These Terms may be updated at any time. Continued use of this site means you accept the updated version.